Contents Many students rely on loans to fund their education. While loans open doors to opportunities that might otherwise be unattainable, they also bring long-term financial obligations that can stretch for years—or even decades. With so much on the line, it’s crucial to carefully consider the benefits and drawbacks before borrowing. In this article, we’ll … Read more
Numerous lenders offer private student loans—banks, credit unions, and other lenders among them. But with so many choices, how do you choose? For most borrowers, the determining factors boil down to cost and repayment flexibility. Students must always consider federal loans first because they’re less expensive, more available, and offer more favorable repayment terms than private loans. Federal Parent PLUS loans and private student loans are utilized primarily as additional financing for students who attend more-expensive schools. All that being said, reaching the Federal Stafford loan caps could mean that you’re taking on too much. If your overall debt at graduation is more than your income, you’ll struggle to pay back your loans, and you may need you to have backup plans such as extended or income-driven repayment. … Read more
Student loans are among the largest debts individuals incur—after only mortgages on their homes. Due to their size, even tiny missteps can have dire financial consequences. Alas, numerous students and parents make mistakes when handling student loans, and those errors cost them thousands of extra dollars and years of aggravation. To assist you in avoiding these issues, here are the top student loan errors—and how to avoid them. 1. Borrowing More Than You Need Just because you qualify for a large loan from a lender doesn’t mean you have to borrow it all. Too many students view their financial aid “refund” as money they don’t have to pay back, but it’s not—it’s borrowed money that you’ll have to repay with interest. For each $1 … Read more
Contents Choosing a major can feel overwhelming—like your first big step toward shaping your entire future. Throw in extra questions and doubts, and suddenly, you might be questioning everything. In this article, we’ll clear up whether pre-med counts as a major. Plus, we’ll share some of the most popular (and flexible) majors pre-med students go … Read more
What to Look for When Choosing a College with Disability Services Picking the right college is a big decision—especially if you have a disability. In 2025, many schools are stepping up to create inclusive, accessible environments for all students. Whether it’s specialized programs, dedicated support staff, or tailored accommodations, there are plenty of resources to … Read more
Contents They say it’s never too early to start saving for your kid’s college—but if you didn’t start when they were little, the pressure kicks in as they hit middle and high school. You’ve probably handled expenses like school activities, sports, and summer camps, but have you planned for their higher education? And if so, … Read more
Your SAT score can open doors to college admissions and scholarships—so what is a good score? It really varies depending on the schools on your list. The higher your scores, the better your odds of admission to competitive programs, but remember that your SAT is only one piece of the puzzle. Admissions officers also look at your grades, essays, extracurricular activities, and more. However, an excellent SAT score can open up more college doors. Let’s get into it. The New Digital SAT The SAT became digital in 2024, bringing a number of changes that streamlined the test and made it more efficient. The digital form offers faster scoring and less error than the previous paper test. Some other important updates are: Shorter Test Time: The computerized SAT takes only 2 hours and 14 … Read more
Let’s be real—college isn’t cheap at all. Between tuition, books, housing, and other fees, the costs pile up fast. Some students can rely on their parents or guardians for financial support, but others might have to handle everything themselves. If that’s you, don’t worry—you can still chase your dream career without draining your parents’ savings. … Read more
Considering transferring colleges? You’re far from alone—approximately 1.2 million undergrads transfer annually. While transferring allows you to start anew, it also has some tough questions surrounding your credits and GPA. One of the most pressing concerns? Does your GPA transfer when you transfer colleges? Does your GPA transfer if you switch colleges?Nope, your GPA doesn’t transfer when you switch. If you’re transferring from college to college or from a community college to a college, your GPA begins anew at your new institution. Only the grades earned there will contribute to your new GPA. That said, your academic history still plays a role. … Read more
Deciding when to apply for college is just one more thing on an already long to-do list. But if you’re looking for a great way to boost your odds of getting into your dream school, applying Early Decision (ED) is a standout option. These days, Early Decision has grown increasingly popular among college applicants. More … Read more